Job Purpose

To enable the assessment and credit decisions relating to mortgage and other loans within agreed SLA. The key purpose is to lead the underwriting team and manage the credit risk in line with the bank’s policies and risk appetite. Automation of Credit decision and explore Digital Solution.

Key Accountabilities

Core Responsibilities

• Capacity plans including the seasonal stretch based on business volumes coupled with an efficient underwriting process whether manual, digital or hybrid, must be state of the art keeping customer experience and risk appetite as two key objectives.
• In line with bank strategy, automating credit underwriting process with risk mitigation and customer experience. The underwriting process should provide a competitive edge to the business.
• Adhere to & comply with regulatory and internal policies, standard operating procedures and practices so that the work is carried out in a smooth & ...