Job Responsibilities

• To independently review and assess various types of credit applications, mainly in securitization deals with financial models / modelling cash flows to undertake financial analysis, and any other similar types of business submitted by business units; prepare concise executive summary to seek approval from relevant authorities.
• To establish action plan for credits likely to deteriorate in order to minimize credit costs.
• To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
• To participate with documentation negotiation in order to ensure that documentation is in line with credit approvals and SMBC standard.
• To conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.