Job Title : US Mortgage Underwriter

Experience : 5+ years

Location : Pune

Notice Period : Immediate to 30 days

Job Description :

Domain Expertise

• Solid working knowledge of All 4C's: Income, Credit, Collateral, and Capital

• Proficiency in calculating all income types: Salaried, Self-Employed (1084/1120S/K-1), and Other Income

• Hands-on experience underwriting Purchase, Refinance, and Construction loans

• Strong working knowledge of Agency Guidelines (Fannie Mae DU / Freddie Mac LPA)

• Ability to evaluate full loan files and render Approve / Suspend / Counter-offer decisions

• Reviewing appraisals for valuation accuracy, comparables, and property conditions

• Identifying red flags across credit reports, title, title insurance, and closing documents

• Working knowledge of overlays, exception management, and investor-specific guidelines.