Role Objective:

The Product Manager (Unsecured Loans) will be responsible for end‑to‑end product ownership of Unsecured BL portfolio, including Unsecured Business Loans, Lending to Doctors, Unsecured Overdrafts, CGTMSE‑backed programs and other non‑collateralized lending constructs.

This role is designed for high‑performing candidates from Product, Business and Credit teams who bring strong experience in unsecured lending, credit assessment, portfolio management or scale programs, and are keen to move into a strategic product leadership role influencing program design, policy frameworks, pricing, risk controls and customer journeys.

Scope of Ownership

• Primary ownership: Unsecured Loan products within Business Banking Assets
• This role does not own secured portfolios, but works closely with secured‑lending teams to ensure clear product segmentation and risk differentiation.