Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

+ Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
+ Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
+ Signs off on new, renewal and extension loans within delegated authority.
+ Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.
+ Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objec...