Job Purpose
Responsible for lending/financing Policies / Framework for specific products in UAE.
Author and manage the credit criteria and Risk Asset Acceptance Criteria for specific products.
Responsible for portfolio quality and portfolio management strategy by defining retail credit policy / lending / financing parameters.
Responsible for the retail bank’s strategy on ‘Risk’ & ‘Growth’ areas through appropriate retail credit policy actions.
Key Result Areas
Update and maintain Retail Credit Policy Manual which is the framework for the individual Product programs.
Ensure all retail credit policies are aligned with the strategies’ orientation and target segment that the bank wants to grow.
Ensure product programs in UAE for the products are aligned and standardized and are within the retail banking lending framework.
Comprehensive review of the portfolios in UAE on an ongoing basis.
Provide inputs on all strategic initiatives from retail risk pe...