Responsibilities

• Independently appraise and evaluate credit applications from Business Banking and ensure that only quality assets are booked.
• Screen customer background, track records and behavior patterns to ensure credit quality stands up to approving authority’s expectations.
• Be conversant with key industry trends and highlight any adverse market information for management attention.
• Improve customer service satisfaction through joint customer visits with lending units for better evaluation of risk issue.

Approval within Discretionary Power

• Approve credit applications within his/her delegated discretionary powers (DP).
• The DP covers permanent and temporary facilities as well as ad-hoc and administrative requests from lending units including both local and overseas branches/centres.

Strategy and Planning

• Relieve other SCMs/CMs in his/her absence and work join...