The Senior Credit Manager is responsible for overseeing and managing a portfolio of credit facilities, ensuring sound credit assessments, effective risk mitigation, and compliance with internal policies and regulatory requirements.

What You Will Be Doing

• Conduct in-depth credit assessments and financial analysis for SME and commercial credit applications, including project financing, and structured facilities.
• Review and approve credit proposals within delegated authority limits, ensuring adherence to credit policies, procedures, and risk appetite frameworks.
• Monitor and manage a designated loan portfolio, identifying early warning signs of credit deterioration and recommending appropriate remedial actions.
• Collaborate with business development teams to understand client needs and provide tailored credit solutions while maintaining credit quality.
• Prepare and present credit reports and analyses to authorized authority.