Lead Analyst / Manager will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journeys. Responsibilities will include conducting comprehensive credit assessments of existing borrowers to ensure continued creditworthiness and compliance with bank’s internal risk policies. This role involves analyzing financial statements, industry trends, and borrower performance to recommend appropriate credit limits and risk ratings.

Key Responsibilities

• Perform annual credit reviews for assigned portfolio of borrowers, ensuring timely completion along with analysis of financial statement and key ratios to assess credit risk
• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation
• Scrub and standardize financial statements, including adjustments for non-recurring items, normaliz...