Responsibilities

• Responsible for marketing and generating loans based on target market and lending directions of the bank.
• Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
• Monitor and nurture approved accounts.
• Act as a credit officer, making recommendations based on the client’s financial needs and conditions.
• Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
• Disclose all credit information to the approving body.
• Ensure proper documentation for approved loans, including account registration and loan disbursement.
• Continuously monitor and supervise accounts until full repayment.
• Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.

Qualificatio...