Job Purpose

• Primarily responsible to carry out independent assessment on the credit quality of a borrower to indicate the level of risk associated with the borrower by assigning ratings as per Bank’s internal rating model.
• Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance of the

Job Responsibilities(JR) : 6 – 8 Areas

Actionable (4-6)

• Assign Ratings independently

• Comprehensive and independent analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
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