**Overview:**

Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act

**Primary Responsibilities:**

+ Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M&T. Follow up on potential customers via telephone, fax, and email.
+ Sell inbound customers to use M&T Mortgage for mortgage financing. Answering initial questions and providing explanation of M&T products. Pre-qualifying customers.
+ Originates mortgages and coordinates settlements.
+ Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system.
+ Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk.
+ Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings...