Conduct gap credit analysis for each brand between the current Unsecured Credit Policy (for Credit Cards & Personal Loans) and Responsible Lending Policy requirements

Provide reviews for each identified gap and seek advice from Credit Policy SME’s, Legal and Compliance

Develop recommendations round the background of the variance, operational and systems impact, key controls and a thorough justification for why updates are required (or not)

Ensure there are appropriate controls to ensure compliance with regulatory requirements

Work with relevant credit policy owners to facilitate any required amendments of the policy

Seek advice from Legal & Compliance team for approval on recommendations in line with the Risk Governance mat...