The role

We are looking for a Senior Data Scientist to join SoFi’s Secured Lending Team, with a focus on Home Lending risk analytics, loss forecasting, and portfolio performance monitoring. This role will support home lending products including first mortgages, jumbo loans, closed-end seconds, and HELOCs, with a strong emphasis on delinquency, default, cure, severity, recovery, and portfolio profitability.

The Senior Data Scientist will play a key role in building models, dashboards, and analytical frameworks that help the Secured Lending organization understand credit performance across the full residential lending lifecycle — from origination and portfolio monitoring through delinquency, default resolution, loss mitigation, and recovery.

This individual will partner closely with Credit Decision Science, Credit Risk, Finance, Capital Markets, Servicing, Collections, Loss Mitigation, Model Risk, and Data Engineering to support da...