Roles and Responsibilities Principal Accountabilities
Overall management of the Credit Risk policy for unsecured loans (Personal Loans, Business Loans, Supply Chain,Digital Loans, similar other unsecured loans)
Formulation / Renewal of credit policies / lending parameters for unsecured Loans to comply with guidelines (bothinternal & external) and to serve the twin objectives of meeting business requirements and minimizing credit risk.
Responsible for managing overall credit health of the portfolio including acceptable delinquency indicators & lossrates.
To oversee that new account applications are processed with adherence to credit policy requirements to minimizecredit losses and to contain fraud / credit risk.
To ensure implementation of risk management policies relating to Credit Acceptance and Account fulfilment.
To aid business growth through effective monitoring and control of Unsecured Loans portfolio.
Portfolio management throug...