Introduction

We are seeking an experienced Health Underwriter responsible for assessing and evaluating health insurance applications, determining risk levels, and making informed decisions to approve or decline coverage. The successful candidate will demonstrate strong analytical capability, sound judgement, and the ability to interpret complex medical information, while ensuring compliance with underwriting standards and regulatory requirements.

Duties & Responsibilities

Risk Assessment & Underwriting

• Evaluate health insurance applications by reviewing medical histories, reports, and relevant supporting documentation.
• Assess risk associated with pre‑existing conditions and overall health profiles.
• Determine appropriate coverage terms in line with underwriting guidelines and risk appetite.
• Document underwriting decisions clearly, including rationale for approvals, loadings, exclusions, or declines.