The **Head of Risk - Personal Loans** is a senior management-level position responsible for setting the strategic direction for credit policies in alignment with Citi’s corporate goals. The individual will lead credit and underwriting strategies for Personal Loans line of business, with the goal of optimally balancing risk-return and customer engagement while ensuring strategies operate under Citi’s risk appetite. The individual will champion and lead enterprise initiatives that build a resilient Personal loans portfolio and drive sustainable growth. The individual will be responsible for accomplishing results through the management of a team.

**Responsibilities** **:**

+ Set the long-term vision and agenda for credit strategies for Personal Loans
+ Manage risk levels consistent with program’s financial goals and Citi’s risk appetite.
+ Lead a best-in-class Risk team responsible for driving sustainable growth for business
+ Partner with modeling team on ne...