Key areas of responsibilities:
Credit Risk Approve credit transactions within Delegation of Authority (“DOA”). Review, recommend and approve credit submissions with good balance between risks and returns and in compliance with the Company’s credit policies, guidelines and procedures. Responsible and accountable for (i) data integrity and hygiene in respect of the decision-making process, (ii) the efficient and smooth operation of the Department. Direct and lead the conceptualization, development, implementation, review and monitoring of various credit assessment tools. Lead a team of credit analysis to ensure optimal standard credit quality that includes but not limited to clean data hygiene and information integrity. Provide leadership, training and coaching to continuously upgrade the competency and skill development of the credit analysis. Ensure that submitted credit proposals (i) are structurally viable (ii) have its risks identified and adequately mitigated (iii) contain adequ...