About UR

UR is the account layer for the open economy — the regulated infrastructure that lets wallets, developers, and financial platforms give their users a real financial account through one API. The digital asset economy has wallets. It doesn't have accounts. UR built them. We combine a personal IBAN, seven on‑chain currencies, SEPA and SWIFT rails, Mastercard, and built‑in compliance into six modular building blocks — so partners can integrate in days, not years. Where traditional finance stops at the border and digital assets stop at the wallet, UR connects both: identity, money, rules, and data, all composable, all programmable. 240,000+ accounts live. $1.2B+ in deposits. Partners across four continents. A 50‑person team spanning 18+ countries, building from Zurich under one of the world’s most rigorous regulatory frameworks. We’re moving fast, building in public, and driven by the conviction that open financial rails should be as usable as they are powerful.