KEY RESPONSIBILITIES

• Assesses financial soundness and repayment capacity of borrowing clients
• Validates and analyses historical financial statements for accuracy and performance trends
• Identifies appropriates assumptions and performs financial projections primarily to evaluate the borrowing client’s repayment capacity
• Performs sound reconstruction of financial statements with clear basis and assumptions for adjustments
• Conducts site visits and engages in client discussions together with the relationship manager, especially for new clients, in order to further understand the client’s business operation and validate information obtained versus available financial data

2. Financial and Risk Analysis

• Prepares financial spreadsheets and detailed financial analyses, including ratio assessment, to evaluate the borrowing client’s profitability, liquidity, leverage, and cash flow positions
• Be...