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Director/Vice President - Credit Approver (Project Finance/Real Estate Financing)

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SMBC Group
📍 Remote, India
📍
Location Remote
📅
Posted June 19, 2026
🚗
Commute Local Area
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Job Description

Responsible for independent credit risk assessment, approval, ongoing risk monitoring and portfolio management of Real Estate Finance and Project Finance in India.

Credit Underwriting & Transaction Review

  • Engage with business units at an early stage to discuss deal direction and structuring from a risk perspective
  • Independently review and assess credit applications across Real Estate Finance and Project Finance, including development, income-producing assets and structured financing.
  • Conduct credit analysis covering borrower / sponsor assessment, sector and business analysis, financial and cash flow, stress testing, transaction structure, and key risk mitigants. Prepare detailed executive summaries to seek approval from senior management.
  • Provide independent, commercially balanced challenges to new transactions, amendments, waivers, and restructurings in line with the bank’s credit policy and credit appetite.
  • Provide c...

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    📍 Location Details

    🌆
    City
    Remote
    🗺️
    Country
    India
    🚗
    Commute
    Local Area

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