Key Responsibilities:

• Designing credit underwriting strategies and customer journey for InCred’s consumer lending business across multiple digital and phygital channels.
• Leveraging market and customer analytics to uncover growth opportunities through city and channel expansion, alongside continuous enhancement of customer journey metrics in current channels.
• Tracking credit risk performance of the portfolio, and risk diagnostics to identify levers to further reduce credit risk
• Building and maintaining acquisition scorecards for new customers, as well as portfolio level behavioural scorecards for driving cross-sell business
• Designing test experiments for discovering the right product market fit for new channels
• This role will be a managerial role, with 2-3 business analysts reporting to the Chief Manager

Skills & Competencies:

• Technical Skills: