Develop and enhance the Company's risk management system, ensuring standardized and systematic processes. Implement and monitor risk management, including formulating risk control processes, communication, and early warning mechanisms.

• Conduct customer credit evaluations, recommend credit ratings, terms, limits, and mitigation measures for approval by Senior Management.
• Manage customer credit limits and insurance, gather market information, deactivate high-risk customers, and optimize credit insurance coverage.
• Monitor customer credit status, report abnormalities, overdue balances, credit insurance, and market developments to Senior Management.
• Propose credit risk mitigation measures for transactions exceeding risk appetite, ensuring all credit exposures are within approved risk frameworks.
• Liaise with departments to evaluate customer guarantees and monitor them, including financing and n...