Key Responsibilities

1. Product Development & Maintenance

• Lead the design, enhancement, and lifecycle management of Private Banking credit products.
• Conduct market benchmarking to identify product gaps, enhancement opportunities, and innovation initiatives.
• Develop and maintain product documentation, including term sheets, operational workflows, and pricing frameworks.
• Manage product governance activities, including periodic product reviews, risk assessments, and policy updates.

2. Product Strategy

• Define and drive short‑to-long‑term product strategies aligned with business growth priorities and client needs.
• Analyze portfolio performance, client usage patterns, market trends, and competitive insights to guide product direction.
• Recommend strategic initiatives to enhance product profitability, risk‑adjusted returns, and client penetration.
• Collaborate with senior ...