Job Responsibilities :

1. Credit Underwriting: Conduct comprehensive credit analysis of loan applications for secured business loans, evaluating the creditworthiness of borrowers, and assessing potential risks involved.
2. Team Management: Lead and supervise a team of credit analysts and underwriters, providing guidance, training, and support to ensure consistent performance and adherence to established policies and procedures.
3. Risk Assessment: Identify and analyze potential credit risks within loan applications, evaluating collateral, financial statements, credit history, and other relevant factors.
4. Loan Structuring: Collaborate with the sales team to structure suitable loan proposals, offering customized financial solutions that align with both the company's and customers' needs.
5. Compliance: Ensure compliance with all internal policies, external regulations, and legal requirements related to credit evaluation and approval processes...