The Credit Officer for Credit Cards is primarily responsible for evaluation and rendering decisions on new applications for Credit Card and Personal Loan as well as requests for Increase in Credit Limit in compliance with the approved credit policies and guidelines on granting a facility.

Duties and Responsibilities:

• Service Delivery Management – Ensures that credit initiation and underwriting meet the service level targets
• Booking of Quality Accounts – Assures that underwritten accounts are within the PDO and RAM benchmarks
• Productivity – Ensures that individual quota is met
• Audit and Compliance – Ensures that credit practices are within the standards of internal and external regulations
• Special Projects – Recommends or supports credit projects and initiatives to improve turn-around time and reduce operational costs
• Quality Management – Maintains industry level of quality in credit operation...